First, in the first half of the overall situation of urban and rural residents balance in our city  

In the first half of the city has been a steady rise in the income of urban and rural residents continued since this year, the city's per capita disposable income of 26191 yuan, up 8.7% year on year, growth is increased by 0.3% than the same period last year, more than 1 quarter increased by 0.7%. Among them, urban residents per capita income of 28448 yuan, up 8.7% from a year earlier. Rural residents per capita income of 11973 yuan, up 8.7% from a year earlier.  

In the first half of the city's per capita consumption expenditure of 17262 yuan, up 4.4% from a year earlier, faster than 1 quarter increased by 0.3%. Among them, urban per capita consumer spending 18648 yuan, up 4%; Rural residents per capita consumption expenditure of 8532 yuan, up 10.1% from a year earlier.  

Second, in the first half of the city characteristics of the income of urban and rural residents  

Comprehensive income growth in the first half of the city four: net income growth reached double digits, wage income and property transfer net income, net income slow growth.  

(a) economic support and policy, salary income is growing rapidly  

In the first half of the city economy running smoothly, stable employment, enterprise is expected to increase during the first half of 479000 jobs. Has been a steady rise in economic fundamentals for stable income provides a strong support. Policy, the central unit and the city authority institution endowment insurance reform and wage system reform of wage income was increased, the municipal public transport subsidies reform also distribute in place, these measures are all pull in the first half of the city residents' per capita salary income growth. In the first half of the city residents' per capita wage income was 16652 yuan, up 11.3% from a year earlier. Among them, urban per capita salary income grew by 11.4% year on year, rural residents per capita salary income grew by 10.3% year on year.  

(2) by rent increases, dividend income increase the factors, such as residents' property income continued to maintain rapid growth  

Property in the first half of the city's per capita net income 4056 yuan, up 10.8% from a year earlier, grow faster than the same period last year 4.8%. Housing rental market demand, the rent rise quickly. In the first half of the city's per capita net income 628 yuan, the leased premises year-on-year growth of 31.1%, the per capita urban rental income grew by 31.6% year on year, rural residents per capita income grew by 26.5% year on year, leased premises Driven by dividend income growth, the city's per capita dividend income 226 yuan, up 33.7% from a year earlier. Among them, urban residents grew by 51.2% year on year, rural residents increased 2% year on year.  

Third, in the first half of the conditions of urban and rural residents' consumption  

Eight classes in the first half of the city's residents consumption six liters two drop, among them, the health care spending rose 8.2%, the increase of the first, supplies and services spending and living costs are up 7.7%, tied for second growth; Mainly affected by the gold jewelry prices are low, the city's residents to other goods and services spending fell 8.1% year on year, spending on clothing edged down 1.5%. Points of urban and rural, urban per capita spending on health care, supplies and services spending and living expenditure year-on-year growth above 7%, other goods and services spending and spending by 8.6% and 2.2% respectively compared to the clothes; Rural residents in addition to health care spending was flat, traffic communication spending increased 1%, supplies and services spending rose 5.5%, year-on-year growth in consumer spending the rest of the five categories were higher than 10%. From the consumption structure, the per capita housing consumer spending accounted for the highest (30.8%), alcohol, tobacco, food spending accounts for 23.3%, than (the engel coefficient) dropped 0.5% year-on-year, the third for transportation and communication costs, accounting for 12.6%.  

(a) the service consumer spending continues to grow, accounts for the proportion of consumer spending  

In the first half of the city's residents service consumption expenditure per capita 8423 yuan, up 9.6% from a year earlier, the proportion of consumer spending is 48.8%, 2.3% higher than a year ago. Urban and rural residents per capita service consumer spending rose 9.1% and 19.3%, respectively, increase respectively 9.6 and 14.4% higher than commercial consumer spending.  

(2) the effect of energy saving subsidy policy continues, residents living supplies and services spending continues to grow  

In the first half of the city's per capita living goods and services spending 1113 yuan, up 7.7% from a year earlier, in which urban residents grew by 7.8% year on year, rural residents increased 5.5% year on year.  

Zhuhai station on November 25, 2015, the new home appliances subsidy policy, made clear to TV sets, refrigerators, washing machines, air conditioning, water heater, oil absorption, such as the air purifier 9 products for financial subsidies for energy conservation and emissions reduction, electric business enterprise for the first time into the energy-saving subsidies platform, non-native residential consumers can also enjoy subsidies for a long time. After the introduction of new energy-efficient appliances sales growth, promoting residents' spending on consumer durables and rapid growth. In the first half of the city's 263 yuan per capita household appliance, a year-on-year growth of 20.1%, the per capita spending on durable goods increased 26.1% year on year.